Mahuli Laghubitta Bittiya Sanstha Limited (MSLB) has reported a net profit of Rs. 11.45 crores in the fourth quarter of Fiscal Year 2081/82, marking an impressive 255.80% increase from Rs. 3.21 crores in the corresponding quarter of the previous year.

The company’s operating profit soared by 232.33% to Rs. 16.36 crores, up from Rs. 4.92 crores in Q4 of the previous fiscal year. This was largely driven by a 43.03% growth in net interest income, which reached Rs. 36.72 crores.

Deposits rose by 11.23% to Rs. 1.83 arba, while loans and advances to customers grew by 14.52% to Rs. 5.24 arba. Borrowings also increased by 20.25% to Rs. 2.91 arba. The institution's paid-up capital stood at Rs. 36.99 crores, up 14.75% year-on-year.

Mahuli's retained earnings surged to Rs. 12.42 crores, an impressive rise of 369.26%, while total reserves increased to Rs. 29.89 crores. The company’s capital adequacy ratio improved to 11.46%, compared to 9.72% a year ago.

However, the Non-Performing Loan (NPL) ratio increased to 4.80% from 3.94%, indicating a deterioration in asset quality. On the positive side, the cost of fund decreased significantly to 7.51% from 9.72%.

The Annualized Earnings Per Share (EPS) jumped 210.07% to Rs. 30.96, and the net worth per share climbed to Rs. 214.39. At the end of the quarter, Mahuli's market price stood at Rs. 1,296.01, with a Price-to-Earnings (PE) ratio of 41.86 times.